Forming new habits

Yesterday I made Vegetarian Sheppard's Pie for supper & started to clean the house (basically dishes & laundry). I also decided that this paycheck coming up I'm going to try the cash budget, where I'll pull out a budgetted amount for different expenses and once spent I'm shit out of luck! So I pulled out my mini file folder that holds receipts and I'm going to use that to seperate the money & receipts for each expense. I also want to start cutting coupons and I can put it in there too! My goal is to try and gain control over my finances again.

They say that it takes approximately 20 days to form habits. My goal is to make the following things a daily routine for me:

1. Cooking Supper at home & bringing lunch/snacks to work
2. Sticking to a cash budget and not using credit cards on a regular basis

Going to Mexico is also something I still want to do and yet I'm almost maxed out again so I'm not sure how thats going to work! Perhaps I just need to be stricter with myself. I wish I had a way of making extra cash fast but alas I can't think of anything right now.

I am going to start using the used bookstores again and trading in ones I don't want to read again for new ones rather then dropping the $10-35 a book I've been spending lately. As for movies I need to stick to watching catalog dvds at movie village with our $20/month membership and going to the cheap theater for 'new' movies.

I scare myself when I look at how I seem to stay in the vicious cycle of spending! Regardless of the amount of times I consolidate the debt!! It just keeps growing. Hence needing to form new habits. Hopefully if this works I can try it with my exercise, finishing university & finding a new job!